Life & HomeALL TOPICS

NBSB Offers Tips to Boost your Credit Score & Save for a Down Payment!

In recognition of June as American Housing Month, North Brookfield Savings Bank is reminding customers of the importance of their credit score when looking for a home. “Whether you’re renting or buying, your credit score is significant,” said SVP / Director of Mortgage Lending and Business Development, Frank Amato. “It is important for you to responsibly manage your debt levels […]

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Housing 101: Terms to Know Before Buying or Renting

Whether you are preparing to rent or buy, North Brookfield Savings Bank encourages you to be familiar with the following housing terms:   Before Buying: APR: Short for annual percentage rate, APR is how much your loan will cost over the course of a year. This figure is always higher than the interest rate because it considers the interest charged […]

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NBSB Gives 9 tips to lower your phone bill!

  Outrageous phone bills. We all know it happens but were just not sure how it happens. What starts as a deal or promotion can wrap you into a larger commitment.   First: review your bills. Whether you receive this in the mail or electronically, it is likely to have a breakdown of you bill. Here are some tips to […]

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To Buy or Not to Buy: 5 Questions to Consider Before Purchasing Your First Home

In recognition of American Housing Month, North Brookfield Savings Bank is highlighting five questions first-time buyers should consider before purchasing a home. “Owning a home is a great investment,” said SVP / Director of Mortgage Lending and Business Development, Frank Amato. “But before jumping into the market it is extremely important for consumers to consider the costs involved and budget accordingly to ensure they’re able to meet all of […]

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NBSB Celebrates Older Americans Month – Week 4: Choosing a Caregiver

  What is a financial caregiver? A person who helps you manage your financial life. The relationship evolves as your needs change. Initially, assistance with everyday financial matters, with greater responsibility if you become ill, injured, or have trouble managing your money. It is hard to say when a Financial Caregiver is needed, but if you are experiencing issues like […]

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NBSB Celebrates Older Americans Month – Week 3: Avoiding Scams & Identity Theft

It is a sad reality and inconvenient truth, but there are scammers out there who want your money and they know just how to trick you into handing it over. Fraudsters and Scammers are not just a nuisance, they are criminals, and they hope to prey on your weaknesses to get what they want, your funds or financial information. In […]

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NBSB Celebrates Older Americans Month – Week 2: Choosing an Executor

Executors, Estates, and Your responsibilities Considering an Executor of your Estate is both an important and sensitive step in protecting yourself and your assets. What is an estate? What happens to my assets after I am gone? – All the money and property owned by a particular person, especially at death. Basically, everything you own or have in your possession […]

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Tax Filing and IRA Contribution Extended until May 17

  In response to the COVID-19 pandemic, the Federal Income Tax deadline and the Massachusetts State Individual Income Tax deadline have been extended to allow certain taxpayers and businesses to file and pay their 2020 tax liability. The IRS is still accepting returns and processing refunds now. Furthermore, the deadline for 2020 IRA Contributions has been extended.   The new deadlines […]

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Stimulus Check: What to Expect From the Third Economic Impact Payment

  The IRS and the Treasury Department will begin issuing a third round of Economic Impact Payments, often referred to as stimulus payments, starting March 12th 2021. Some Americans may see the direct deposit payments as pending or as provisional payments in their accounts before the scheduled payment date. The payments will be distributed automatically, with no action required for […]

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