Current Deposit Rates

Checking Accounts | Savings Accounts | CD/IRA Accounts | Money Market Accounts

Annual Percentage Yield (APY) accurate as of January 31st, 2023.

 

Checking Accounts

TypeAnnual Percentage
Yield (APY)
Interest Rate    Minimum to Open     Minimum
Balance
to Earn APY
 
18/65 Free Checking PlusN/AN/A$50.00N/AApply today
Attorney Conveyance Account N/AN/A$50.00N/AApply today
Business Free Checking PlusN/AN/A$50.00N/AApply today
Commercial Checking*N/AN/A$50.00N/AApply today
Free Checking PlusN/AN/A$50.00N/AApply today
IOLTA Checking2.48%2.45%$50.00$25.00Apply today
Municipal Checking0.05%0.05%$50.00$25.00Apply today
Now Account10.01%0.01%$50.00$25.00Apply today
Teen CheckingN/AN/A$10.00N/AApply today

Learn more about our Checking Accounts

All checking account rates listed are variable and rates are subject to change after account is opened. Fees may reduce the earnings on these accounts.
*Earnings credit may offset fees.

1. A $500.00 minimum daily balance or direct deposit is required to waive monthly fee of $5.00.

 

 

  Savings Accounts

TypeAnnual Percentage
Yield (APY)*
Interest RateMinimum to OpenMinimum
Balance
to Earn APY
 
18/65 Statement Savings0.05%0.05%$10.00$25.00Apply today
Business Savings0.05%0.05%$10.00$25.00Apply today
High Five Savings 1
Tier 1
0.50%0.50%$1.00$25.00 –
$500.00
Apply today
High Five Savings 1
Tier 2
0.50% to .28%0.05%$1.00$500.01 –
$1,000.00
Apply today
Holiday Club Savings0.05%0.05%$10.00$25.00Apply today
IRA Regular Savings0.05%0.05%$10.00$25.00Apply today
Life Goals Savings0.05%0.05%$10.00$25.00Apply today
Municipal Savings0.05%0.05%$10.00$25.00Apply today
Statement Savings0.05%0.05%$10.00$25.00Apply today
Vacation Club Savings0.05%0.05%$10.00$25.00Apply today

Learn more about our Savings Accounts

The above savings accounts are variable rate accounts and rates are subject to change after the account is opened. Fees may reduce the earnings on these accounts. Transaction limitations apply.
1. This account is available to children and young adults under 19 years of age whose parent or legal guardian co-owns the account with them. Balances of up to $500 will earn the current premium rate; balances over $500 earn the statement savings account rate. Rate is variable. Account converts to statement savings when owner reaches age 19. The account can be opened at any time during the year. Limit of one account per minor tax owner. Transaction limitations apply. Rate subject to change after account is opened. Fees may reduce the earnings on these accounts.
High Five Savings Account Tier 1 – The above interest rate will be paid on the entire portion of your daily balance that is $25 to $500.00.
High Five Savings Account Tier 2 – An interest rate equal to that paid on a regular statement savings account will be paid only for that portion of your daily balance that is $500.01 or more. The annual percentage yield (APY) range for this tier is shown above, and depends on the balance in the account, assuming a maximum of $1,000.

 

 

CDs and IRAs

Type/TermAnnual Percentage
Yield (APY)
Interest RateMinimum to OpenMinimum Balance
to Earn APY
 
9 Month Certificate*3.05%3.05%$500.00$500.00Apply today
9 Month IRA Certificate*3.05%3.05%$500.00$500.00Contact Us
12 Month Certificate0.25%0.25%$500.00$25.00Apply today
12 Month IRA Certificate0.25%0.25%$500.00$25.00Contact Us
14 Month Certificate**2.81%2.77%$500.00$25.00Apply today
14 Month IRA Certificate**2.81%2.77%$500.00$25.00Contact Us
15 Month Certificate***3.31%3.26%$500.00$500.00Apply today
15 Month IRA Certificate***3.31%3.26%$500.00$500.00Contact Us
18 Month Certificate0.55%0.55%$500.00$25.00Apply today
18 Month IRA Certificate 0.55%0.55%$500.00$25.00Contact Us
24 Month Certificate0.65%0.65%$500.00$25.00Apply today
24 Month IRA Certificate 0.65%0.65%$500.00$25.00Contact Us

Learn about CD and IRA Accounts

Any withdrawal of funds will reduce earnings. Fees on IRA accounts could also reduce earnings. All Certificates of Deposit products have a penalty for early withdrawal.

*9 Month Certificate: Minimum to Open is $500.  Automatically renews at maturity into the current 12-month Certificate rate and term. The annual percentage yield disclosed herein, assumes that principal and interest remain on deposit.  9 Month CD/IRA earns Simple Interest with a 6-month penalty to withdraw before maturity. Fees could reduce earnings. This is a limited time offer and may be withdrawn without notice.

**14 Month Certificate: Minimum to Open is $500.  Automatically renews at maturity into the current 12-month Certificate rate and term. The annual percentage yield disclosed herein, assumes that principal and interest remain on deposit.  Maximum deposit per tax owner is $1,000,000. Fees could reduce earnings. This is a limited time offer and may be withdrawn without notice.

***15-month Certificate: Minimum to Open is $500. Your interest rate and annual percentage yield will remain in effect until the first maturity date. Certificate automatically renews at maturity into the current 18-month Certificate rate and term. The annual percentage yield disclosed herein, assumes that principal and interest remain on deposit. 15-Month CD/IRA earns Compounding Interest with a 12-month penalty to withdraw before maturity. Fees could reduce earnings.  This is a limited time offer and may be withdrawn without notice.

 

 

 

Money Market Accounts

TypeAnnual Percentage
Yield (APY)
Interest RateMinimum to OpenMinimum
Balance
to Earn APY
 
Simple20 Money Market*
Balances up to $19,999.99
0.00%0.00%$20,000.00$20,000.00Apply today
Simple20 Money Market*
Balance of $20,000 or More
2.01%1.99%$20,000.00$20,000.00Apply today
Tiered Money Market Checking
Balance up to $24.99
0.00%0.00%$50.00$25.00Apply today
Tiered Money Market Checking
Balance of $25 - $9,999.99
0.01%0.01%$50.00$25.00Apply today
Tiered Money Market Checking
Balance of $10,000 or More
0.05%0.05%$50.00$25.00Apply today
Business Tiered Money Market Checking
Balance up to $24.99
0.00%0.00%$50.00$25.00Apply today
Business Tiered Money Market Checking
Balance of $25 - $9,999.99
0.01%0.01%$50.00$25.00Apply today
Business Tiered Money Market Checking
Balance of $10,000 or More
0.05%0.05%$50.00$25.00Apply today
Tiered Money Market IRA
Balance up to $24.99
0.00%0.00%$10.00$25.00Contact Us
Tiered Money Market IRA
Balance of $25 - $9,999.99
0.01%0.01%$10.00$25.00Contact Us
Tiered Money Market IRA
Balance of $10,000 or More
0.05%0.05%$10.00$25.00Contact Us

Learn more about our Money Market Accounts

This is a variable rate account. Rate subject to change after account is opened. Fees may reduce the earnings on these accounts. Transaction limitations apply. Fees on IRA accounts could also reduce earnings. Rate is based on entire account balance and is calculated daily. No monthly service charges.

*Minimum to Open and Earn Interest is $20,000. Maximum balance per tax owner is $1,000,000.

 


All rates are subject to change without notice.