Deposit Rates

Checking Accounts | Savings Accounts | CD/IRA Accounts | Money Market Accounts

Annual Percentage Yield (APY) accurate as of 11/01/2018
A minimum balance of $25.00 is required in any deposit account to earn the Annual Percentage Yield.

 

Checking Accounts

TypeAnnual Percentage
Yield (APY)
Interest Rate    Minimum to Open     Minimum
Balance
to Earn APY
 
Now Account1
Balance of $1,000+
0.10%0.099%$50.00$25.00
Now Account1
Balance less than $1,000
0.10%0.099%$50.00$25.00Apply today
Free Checking PlusN/AN/A$50.00N/AApply today
18/65 Free Checking PlusN/AN/A$50.00N/AApply today
Teen CheckingN/AN/A$10.00N/AApply today

Learn more about our Checking Accounts

All checking account rates listed are variable and rates are subject to change after account is opened. Fees may reduce the earnings on these accounts.

1. A $500.00 minimum daily balance or direct deposit is required to waive monthly fee of $5.00.

 

 

Savings Accounts

TypeAnnual Percentage
Yield (APY)*
Interest RateMinimum to OpenMinimum
Balance
to Earn APY
 
Statement Savings10.15%0.149%$10.00$25.00Apply today
Passbook Savings0.15%0.149%$10.00$25.00Apply today
Holiday Club Savings0.15%0.149%$10.00$25.00Apply today
Vacation Club Savings0.15%0.149%$10.00$25.00Apply today
High Five Savings Account2
Tier 1
5.00%4.810%$1.00$25.00 –
$500.00
Apply today
High Five Savings Account2
Tier 2
2.58% – 5.00%0.150%$1.00$500.01 –
$1,000.00

Learn more about our Savings Accounts

The above savings accounts are variable rate accounts and rates are subject to change after the account is opened. Fees may reduce the earnings on these accounts.
1. Transaction limitations apply.
2. This account is available to children and young adults under 19 years of age whose parent or legal guardian co-owns the account with them. Balances of up to $500 will earn the current premium rate; balances over $500 earn the statement savings account rate. Rate is variable. Account converts to statement savings when owner reaches age 19. The account can be opened at any time during the year. Limit of one account per minor tax owner. Transaction limitations apply. Rate subject to change after account is opened. Fees may reduce the earnings on these accounts.
High Five Savings Account Tier 1 – The above interest rate will be paid on the entire portion of your daily balance that is $25 to $500.01.
High Five Savings Account Tier 2 – An interest rate equal to that paid on a regular statement savings account will be paid only for that portion of your daily balance that is $500.01 or more. The annual percentage yield (APY) range for this tier is shown above, and depends on the balance in the account, assuming a maximum of $1,000.

 

 

CDs and IRAs

Type/TermAnnual Percentage
Yield (APY)
Interest RateMinimum to OpenMinimum Balance
to Earn APY
 
3 Month
Certificate of Deposit Only
0.25%0.250%$500.00$25.00Apply today
6 Month
Certificate of Deposit Only
0.35%0.350%$500.00$25.00Apply today
9 Month
Certificate of Deposit Only
0.35%0.349%$500.00$25.00Apply today
14 Month Easy Save IRA
Individual Retirement Accounts Only
1.25%11.242%$50.00$25.00Apply today
12 Month0.60%0.598%$500.00$25.00Apply today
15 Month Special1.25%21.242%$500.00$25.00Apply today
18 Month Special2.25%32.227%$500.00$25.00Apply today
22 Month Special2.50%42.471%$500.00$25.00Apply today
24 Month0.85%0.846%$500.00$25.00Apply today
36 Month1.00%0.995%$500.00$25.00Apply today
48 Month1.00%0.995%$500.00$25.00Apply today
60 Month1.05%1.044%$500.00$25.00Apply today

Learn about CD and IRA Accounts

Any withdrawal of funds will reduce earnings. Fees on IRA accounts could also reduce earnings. $500 minimum required to establish a certificate of deposit account or individual retirement account.  All Certificates of Deposit products have a penalty for early withdrawal.

1. $50 minimum required to open IRA certificate of deposit account. Term of IRA CD is 14 months. The minimum opening balance of $50.00 requires additional monthly deposits of at least $50.00 to be made by automatic allotment from a North Brookfield Savings Bank deposit account during the initial 14 month term. To qualify for 1.25% APY, applying customer must open or have an existing NBSB checking account with direct deposit at the time the CD account is opened. Offer valid for consumer accounts only. Maximum deposit per tax owner follows IRS limits. Your interest rate and annual percentage yield will remain in effect until the first maturity date. CD automatically renews at maturity into the current 12 month IRA CD rate and term.

2. Term of CD is 15 months. Offer valid for consumer accounts only. Maximum deposit per tax owner is $300,000.00. CD automatically renews at maturity into the current 12 month CD rate and term.

3. Term of CD is 18 months. Offer valid for consumer accounts only. Maximum deposit per tax owner is $250,000.00. CD automatically renews at maturity into the current 12 month CD rate and term.

4. Term of CD is 22 months. CD automatically renews at maturity into the current 12 month CD rate and term.

 

 

Money Market Accounts

TypeAnnual Percentage
Yield (APY)
Interest RateMinimum to OpenMinimum
Balance
to Earn APY
 
Premium Money Market
Balance of $50,000 or more
0.25%0.249%$50.00$25.00Apply today
Premium Money Market
Balance of $10,000 - $49,999.99
0.25%0.249%$50.00$25.00Apply today
Premium Money Market
Balance of $2,000 - $9,999.99
0.25%0.249%$50.00$25.00Apply today
Premium Money Market
Balance of $10 - $1,999.99
0.25%0.249%$50.00$25.00Apply today

Learn more about our Money Market Accounts

This is a variable rate account. Rate subject to change after account is opened. Fees may reduce the earnings on these accounts. Transaction limitations apply.

 


All rates are subject to change without notice.