Deposit Rates

Checking Accounts | Savings Accounts | CD/IRA Accounts | Money Market Accounts

Annual Percentage Yield (APY) accurate as of July 1, 2019
A minimum balance of $25.00 is required in any deposit account to earn the Annual Percentage Yield.

 

Checking Accounts

TypeAnnual Percentage
Yield (APY)
Interest Rate    Minimum to Open     Minimum
Balance
to Earn APY
 
Now Account1
Balance of $1,000+
0.10%0.099%$50.00$25.00
Now Account1
Balance less than $1,000
0.10%0.099%$50.00$25.00Apply today
Free Checking PlusN/AN/A$50.00N/AApply today
18/65 Free Checking PlusN/AN/A$50.00N/AApply today
Teen CheckingN/AN/A$10.00N/AApply today

Learn more about our Checking Accounts

All checking account rates listed are variable and rates are subject to change after account is opened. Fees may reduce the earnings on these accounts.

1. A $500.00 minimum daily balance or direct deposit is required to waive monthly fee of $5.00.

 

 

Savings Accounts

TypeAnnual Percentage
Yield (APY)*
Interest RateMinimum to OpenMinimum
Balance
to Earn APY
 
Statement Savings10.15%0.149%$10.00$25.00Apply today
Passbook Savings0.15%0.149%$10.00$25.00Apply today
Holiday Club Savings0.15%0.149%$10.00$25.00Apply today
Vacation Club Savings0.15%0.149%$10.00$25.00Apply today
High Five Savings Account2
Tier 1
5.00%4.810%$1.00$25.00 –
$500.00
Apply today
High Five Savings Account2
Tier 2
2.58% – 5.00%0.150%$1.00$500.01 –
$1,000.00

Learn more about our Savings Accounts

The above savings accounts are variable rate accounts and rates are subject to change after the account is opened. Fees may reduce the earnings on these accounts.
1. Transaction limitations apply.
2. This account is available to children and young adults under 19 years of age whose parent or legal guardian co-owns the account with them. Balances of up to $500 will earn the current premium rate; balances over $500 earn the statement savings account rate. Rate is variable. Account converts to statement savings when owner reaches age 19. The account can be opened at any time during the year. Limit of one account per minor tax owner. Transaction limitations apply. Rate subject to change after account is opened. Fees may reduce the earnings on these accounts.
High Five Savings Account Tier 1 – The above interest rate will be paid on the entire portion of your daily balance that is $25 to $500.00.
High Five Savings Account Tier 2 – An interest rate equal to that paid on a regular statement savings account will be paid only for that portion of your daily balance that is $500.01 or more. The annual percentage yield (APY) range for this tier is shown above, and depends on the balance in the account, assuming a maximum of $1,000.

 

 

CDs and IRAs

Type/TermAnnual Percentage
Yield (APY)
Interest RateMinimum to OpenMinimum Balance
to Earn APY
 
3 Month
Certificate of Deposit Only
0.25%0.250%$500.00$25.00Apply today
6 Month
Certificate of Deposit Only
0.35%0.350%$500.00$25.00Apply today
7 Month CD/IRA Special2.00%12.000%$500.00$25.00Apply today
9 Month
Certificate of Deposit Only
0.35%0.349%$500.00$25.00Apply today
12 Month0.60%0.598%$500.00$25.00Apply today
14 Month IRA Special
Individual Retirement Account Only
2.30%22.270%$5,000.00$25.00Apply today
14 Month CD Special
Certificate of Deposit Only
2.30%32.270%$10,000.00$25.00Apply today
18 Month IRA Special
Individual Retirement Account Only
2.30%42.270%$5,000.00$25.00Apply today
18 Month CD Special
Certificate of Deposit Only
2.30%52.270%$10,000.00$25.00Apply today
24 Month0.85%0.846%$500.00$25.00Apply today
36 Month1.00%0.995%$500.00$25.00Apply today
48 Month1.00%0.995%$500.00$25.00Apply today
60 Month1.05%1.044%$500.00$25.00Apply today

Learn about CD and IRA Accounts

Any withdrawal of funds will reduce earnings. Fees on IRA accounts could also reduce earnings. All Certificates of Deposit products have a penalty for early withdrawal.

1. Term of CD/IRA is 7 months. Offer valid for consumer accounts only. Your interest rate and annual percentage yield will remain in effect until the first maturity date. CD automatically renews at maturity into the current 12 month CD/IRA rate and term. The annual percentage yield disclosed herein, assumes that principal and interest remains on deposit. This is a limited time offer and may be withdrawn without notice.

2. Term of IRA is 14 months.  To qualify for 2.30% APY, deposited amount can be a combination of new and existing funds, but $5,000 must be new funds deposited, not originating from another NBSB account. Offer valid for consumer accounts only. Your interest rate and annual percentage yield will remain in effect until the first maturity date. IRA automatically renews at maturity into the current 12 month CD/IRA rate and term. The annual percentage yield disclosed herein, assumes that principal and interest remains on deposit. This is a limited time offer and may be withdrawn without notice.

3. Term of CD is 14 months.  To qualify for 2.30% APY, deposited amount can be a combination of new and existing funds, but $10,000 must be new funds deposited, not originating from another NBSB account. Offer valid for consumer accounts only. Your interest rate and annual percentage yield will remain in effect until the first maturity date. CD automatically renews at maturity into the current 12 month CD/IRA rate and term. The annual percentage yield disclosed herein, assumes that principal and interest remains on deposit. This is a limited time offer and may be withdrawn without notice.

4. Term of IRA is 18 months.  To qualify for 2.30% APY, deposited amount can be a combination of new and existing funds, but $5,000 must be new funds deposited, not originating from another NBSB account. Offer valid for consumer accounts only. Your interest rate and annual percentage yield will remain in effect until the first maturity date. IRA automatically renews at maturity into the current 12 month CD/IRA rate and term. The annual percentage yield disclosed herein, assumes that principal and interest remains on deposit. This is a limited time offer and may be withdrawn without notice.

5. Term of CD is 18 months.  To qualify for 2.30% APY, deposited amount can be a combination of new and existing funds, but $10,000 must be new funds deposited, not originating from another NBSB account. Offer valid for consumer accounts only. Your interest rate and annual percentage yield will remain in effect until the first maturity date. CD automatically renews at maturity into the current 12 month CD/IRA rate and term. The annual percentage yield disclosed herein, assumes that principal and interest remains on deposit. This is a limited time offer and may be withdrawn without notice.

 

Money Market Accounts

TypeAnnual Percentage
Yield (APY)
Interest RateMinimum to OpenMinimum
Balance
to Earn APY
 
Premium Money Market
Balance of $50,000 or more
0.25%0.249%$50.00$25.00Apply today
Premium Money Market
Balance of $10,000 - $49,999.99
0.25%0.249%$50.00$25.00Apply today
Premium Money Market
Balance of $2,000 - $9,999.99
0.25%0.249%$50.00$25.00Apply today
Premium Money Market
Balance of $10 - $1,999.99
0.25%0.249%$50.00$25.00Apply today

Learn more about our Money Market Accounts

This is a variable rate account. Rate subject to change after account is opened. Fees may reduce the earnings on these accounts. Transaction limitations apply.

 


All rates are subject to change without notice.