Consumer Loan Rates

Auto & Motorcycle | Motor Home | Boat | Unsecured Personal | Savings Secured | MassSave®Heat

All Annual Percentage Rates (APR) listed below are accurate as of 11/01/2018.

 

Auto & Motorcycle Loans

Type             Model Year             Term                         Annual Percentage Rate
(APR)
Monthly Payment
per $1,000 borrowed
New/Used 2015 – 2019up to 60 months2.49%*$17.74
New**2018 – 201972 months2.99%*$15.19
Used2010 - 201436 months2.99%*$29.08
Used2009 - Older36 months9.99%*$32.26

Apply onlineContact a LenderLoan Calculator

*The above rates reflect a 1% discount for direct deposit and automatic payments from a North Brookfield Savings Bank Checking account.
Financing for new vehicles up to 100% of purchase price plus sales tax.

Financing for used vehicles up to the lesser of 90% of purchase price plus sales tax or 90% of NADA clean retail.
**New vehicle loans with a term of 72 months minimum loan amount is $15,000.00 and the loan to value may not exceed 90%.

 

Motor Home and Travel Trailer Loans

Type             Model Year             Term                         Annual Percentage Rate
(APR)
Monthly Payment
per $1,000 borrowed
New2018 - 2019120 months6.49%*$11.35
Used2018 – older60 months7.49%*$20.03

Apply onlineContact a LenderLoan Calculator

*The above rates reflect a .50% discount if payments are automatically deducted from a North Brookfield Savings Bank Checking or Savings account.
Financing for new vehicles up to 90% of purchase price. Financing for used vehicles up to the lesser of 80% of average retail of NADA or 80% of the purchase price.

 

Boat Loans

Type             Model Year             Term                         Annual Percentage Rate
(APR)
Monthly Payment
per $1,000 borrowed
New2018 - 201960 months8.49%*$20.51
Used2018 – older48 months9.49%*$25.12

Apply onlineContact a LenderLoan Calculator

*The above rates reflect a .50% discount if payments are automatically deducted from a North Brookfield Savings Bank Checking or Savings account.
Financing for new vehicles up to 90% of purchase price. Financing for used vehicles up to the lesser of 80% of average retail of NADA or 80% of the purchase price.

 

The above loans must have full fire, theft and collision insurance coverage.

 

Unsecured Personal Loans

Type             Maximum Loan Amount Term                         Annual Percentage Rate
(APR)
Monthly Payment
per $1,000 borrowed
Unsecured Personal Loan$7,50036 months11.99%*$33.21

Apply onlineContact a LenderLoan Calculator

*The above rates reflect a .50% discount if payments are automatically deducted from a North Brookfield Savings Bank Checking or Savings account.

 

Savings Secured Loans

Type Maximum Loan AmountTerm                Annual Percentage Rate
(APR)
Monthly Payment
per $1,000 borrowed
Savings Secured Loan
up to 95% of the value
of the secured account
60 monthsVariable Rate; 4% above
rate of secured account
Your monthly payment
will vary based on the
loan amount and term.
Credit Builder Loan
Savings Secured
$2,50060 monthsVariable Rate; 4% above
rate of secured account
Your monthly payment
will vary based on the
loan amount and term.

NBSB’s Credit Builder Loan is designed to help you to build or rebuild your credit.1 Get fast approval with no credit report or income verification. You will also keep your savings, plus accrue interest on your balance.2 Loan amounts from $300 and $2,500.1 Learn more.

Apply onlineContact a LenderLoan Calculator

 

Mass Save® HEAT Loan

TypeTerm               Annual Percentage Rate
(APR)
Monthly Payment
per $1,000 borrowed
Mass Save HEAT Loan
for loans in excess of $2,000
Maximum term
84 months
0%* APR
Home Energy
Improvement Loan
Your monthly payment
will vary based on the loan
amount and term.
Mass Save HEAT Loan
for loans under $1,999.99
Maximum term
24 months
0%* APR
Home Energy
Improvement Loan
Your monthly payment
will vary based on the loan
amount and term.

Apply onlineContact a LenderLoan Calculator

*Rates are subject to change. Minimum loan amount of $500. Maximum loan amount of $25,000.00. Maximum term 84 months for loans in excess of $2,000. Maximum term 24 months for loans under $1999.99. Your monthly payment will vary based on the loan amount and term. Available for 1-4 family primary residences or second homes. All loan applications are subject to credit underwriting and approval. Other restrictions and conditions may apply. Bank may withdraw offer at any time. This product is offered in partnership with Mass Save®.

 


All rates are subject to change without notice. All loans are subject to credit approval.