Consumer Loan Rates
Auto & Motorcycle | Motor Home | Boat | Unsecured Personal | Savings Secured | MassSave®Heat
All Annual Percentage Rates (APR) listed below are accurate as of February 5, 2020
Auto & Motorcycle Loans
| Type | Model Year | Term | Annual Percentage Rate (APR) | Monthly Payment per $1,000 borrowed |
|---|---|---|---|---|
| New/Used | 2017 – 2020 | 2.99%* | $17.97 | |
| New/Used** | 2018 - 2020 | 3.49%* | $15.42 | |
| Used | 2014 - 2016 | 3.74%* | $18.30 | |
| Used | 2011 - 2013 | 4.24%* | $22.69 | |
| Used | 2010 - Older | 9.99%* | $32.27 |
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*The above rates reflect a .50% discount with direct deposit and automatic payments from a North Brookfield Savings Bank Checking account.
Financing for New/Used vehicles model year 2017 – 2020 up to 100% of purchase price plus sales tax.
Financing or refinancing for Used vehicles model year 2016 or older up to the lessor of 90% of NADA Clean Retail Value or 90% of purchase price plus sales tax.
**New vehicle loans with a term of 72 months minimum loan amount is $15,000.00 up to 100% of purchase price plus sales tax.
Motor Home and Travel Trailer Loans
| Type | Term | Annual Percentage Rate (APR) | Monthly Payment per $1,000 borrowed |
|
|---|---|---|---|---|
| New | 2019 - 2020 | 6.49%* | $11.35 | |
| Used | 2019 – Older | 7.49%* | $20.03 |
Apply onlineContact a LenderLoan Calculator
*The above rates reflect a 1.0% discount with direct deposit and automatic payments from a North Brookfield Savings Bank Checking or Savings account.
Financing for new vehicles up to 90% of purchase price. Financing for used vehicles up to the lesser of 80% of average retail of NADA or 80% of the purchase price.
Boat Loans
| Type | Model Year | Term | Annual Percentage Rate (APR) | Monthly Payment per $1,000 borrowed |
|---|---|---|---|---|
| New | 2019 - 2020 | 8.49%* | $20.51 | |
| Used | 2019 – Older | 9.49%* | $25.12 |
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*The above rates reflect a 1.0% discount with direct deposit and automatic payments from a North Brookfield Savings Bank Checking or Savings account.
Financing for new vehicles up to 90% of purchase price. Financing for used vehicles up to the lesser of 80% of average retail of NADA or 80% of the purchase price.
The above loans must have full fire, theft and collision insurance coverage.
Unsecured Personal Loans
| Type | Maximum Loan Amount | Term | Annual Percentage Rate (APR) | Monthly Payment per $1,000 borrowed |
|---|---|---|---|---|
| $5,000 | 11.99%* | $33.21 |
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*The above rates reflect a 1.0% discount with direct deposit and automatic payments from a North Brookfield Savings Bank Checking or Savings account.
Savings Secured Loans
| Type | Maximum Loan Amount | Term | Annual Percentage Rate (APR) | Monthly Payment per $1,000 borrowed |
|---|---|---|---|---|
| up to 95% of the value of the secured account | 60 months | Variable Rate; 4% above rate of secured account | $18.49* | |
Savings Secured | $2,500 | 60 months | Variable Rate; 4% above rate of secured account | $18.49* |
NBSB’s Credit Builder Loan is designed to help you to build or rebuild your credit.1 Get fast approval with no credit report or income verification. You will also keep your savings, plus accrue interest on your balance.2 Loan amounts from $300 and $2,500.1 Learn more.
*Payment amount shown assumes an APR of 4.149%. Your monthly payment will vary based on the loan amount and term. Actual payment amounts may be higher. Rate and payment may increase after consummation.
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Mass Save® HEAT Loan
| Type | Term | Annual Percentage Rate (APR) | Monthly Payment per $1,000 borrowed |
|---|---|---|---|
| Mass Save HEAT Loan | Maximum term 84 months | 0%* APR Home Energy Improvement Loan | $11.90** |
| Mass Save HEAT Loan | Maximum term 24 months | 0%* APR Home Energy Improvement Loan | $41.67** |
Apply onlineContact a LenderLearn moreLoan Calculator
*Rates are subject to change. Minimum loan amount of $500. Maximum loan amount of $15,000.00. Maximum term 84 months for loans in excess of $2,000. Maximum term 24 months for loans $2,000 and under. Available for 1-4 family primary residences or second homes. All loan applications are subject to credit underwriting and approval. Other restrictions and conditions may apply. Bank may withdraw offer at any time. This product is offered in partnership with Mass Save®. Eligibility is based on completing a Home Energy Assessment and pre-approval through Mass Save HEAT Loan Program. Visit MassSave.com/HEATLoan or call 1-866-527-SAVE (7283) for details and to learn more about the program.
**Payment amount shown assumes the maximum loan term. Your monthly payment will vary based on the loan amount and term. Actual payment amounts may be higher.
All rates are subject to change without notice. All loans are subject to credit approval.
