Consumer Loan Rates

Auto & Motorcycle | Motor Home | Boat | Unsecured Personal | Savings Secured | MassSave®Heat

All Annual Percentage Rates (APR) listed below are accurate as of November 1, 2019

 

Auto & Motorcycle Loans

Type             Model Year             Term                         Annual Percentage Rate
(APR)
Monthly Payment
per $1,000 borrowed
New/Used 2017 – 2020up to 60 months3.24%*$18.08
New/Used**2018 - 202072 months3.50%*$15.43
Used2014 - 201660 months3.75%*$18.31
Used2011 - 201348 months4.25%*$22.70
Used2010 - Older36 months9.99%*$32.27

Apply onlineContact a LenderLoan Calculator

*The above rates reflect a .50% discount with direct deposit and automatic payments from a North Brookfield Savings Bank Checking account.
Financing for New/Used vehicles model year 2017 – 2020 up to 100% of purchase price plus sales tax.
Financing for Used vehicles model year 2016 or older up to the lessor of 90% of NADA Clean Retail Value or 90% of purchase price plus sales tax.
Refinancing for Used vehicles up to 100% of NADA Clean Retail Value
**New vehicle loans with a term of 72 months minimum loan amount is $15,000.00 and the loan to value may not exceed 90%.

 

Motor Home and Travel Trailer Loans

Type             Model Year             Term                         Annual Percentage Rate
(APR)
Monthly Payment
per $1,000 borrowed
New2019 - 2020120 months6.49%*$11.35
Used2019 – Older60 months7.49%*$20.03

Apply onlineContact a LenderLoan Calculator

*The above rates reflect a 1.0% discount with direct deposit and automatic payments from a North Brookfield Savings Bank Checking or Savings account.
Financing for new vehicles up to 90% of purchase price. Financing for used vehicles up to the lesser of 80% of average retail of NADA or 80% of the purchase price.

 

Boat Loans

Type             Model Year             Term                         Annual Percentage Rate
(APR)
Monthly Payment
per $1,000 borrowed
New2019 - 202060 months8.49%*$20.51
Used2019 – Older48 months9.49%*$25.12

Apply onlineContact a LenderLoan Calculator

*The above rates reflect a 1.0% discount with direct deposit and automatic payments from a North Brookfield Savings Bank Checking or Savings account.
Financing for new vehicles up to 90% of purchase price. Financing for used vehicles up to the lesser of 80% of average retail of NADA or 80% of the purchase price.

 

The above loans must have full fire, theft and collision insurance coverage.

 

Unsecured Personal Loans

Type             Maximum Loan Amount Term                         Annual Percentage Rate
(APR)
Monthly Payment
per $1,000 borrowed
Unsecured Personal Loan$5,00036 months11.99%*$33.21

Apply onlineContact a LenderLoan Calculator

*The above rates reflect a 1.0% discount with direct deposit and automatic payments from a North Brookfield Savings Bank Checking or Savings account.

 

Savings Secured Loans

Type Maximum Loan AmountTerm                Annual Percentage Rate
(APR)
Monthly Payment
per $1,000 borrowed
Savings Secured Loan
up to 95% of the value
of the secured account
60 monthsVariable Rate; 4% above
rate of secured account
$18.49*
Credit Builder Loan
Savings Secured
$2,50060 monthsVariable Rate; 4% above
rate of secured account
$18.49*

NBSB’s Credit Builder Loan is designed to help you to build or rebuild your credit.1 Get fast approval with no credit report or income verification. You will also keep your savings, plus accrue interest on your balance.2 Loan amounts from $300 and $2,500.1 Learn more.

*Payment amount shown assumes an APR of 4.149%. Your monthly payment will vary based on the loan amount and term. Actual payment amounts may be higher. Rate and payment may increase after consummation.

Apply onlineContact a LenderLoan Calculator

 

Mass Save® HEAT Loan

TypeTerm               Annual Percentage Rate
(APR)
Monthly Payment
per $1,000 borrowed
Mass Save HEAT Loan
for loans in excess of $2,000
Maximum term
84 months
0%* APR
Home Energy
Improvement Loan
$11.90**
Mass Save HEAT Loan
for loans $2,000 and under
Maximum term
24 months
0%* APR
Home Energy
Improvement Loan
$41.67**

Apply onlineContact a LenderLearn moreLoan Calculator

*Rates are subject to change. Minimum loan amount of $500. Maximum loan amount of $15,000.00. Maximum term 84 months for loans in excess of $2,000. Maximum term 24 months for loans $2,000 and under. Available for 1-4 family primary residences or second homes. All loan applications are subject to credit underwriting and approval. Other restrictions and conditions may apply. Bank may withdraw offer at any time. This product is offered in partnership with Mass Save®. Eligibility is based on completing a Home Energy Assessment and pre-approval through Mass Save HEAT Loan Program. Visit MassSave.com/HEATLoan or call 1-866-527-SAVE (7283) for details and to learn more about the program.

**Payment amount shown assumes the maximum loan term. Your monthly payment will vary based on the loan amount and term. Actual payment amounts may be higher.

 

 

 


All rates are subject to change without notice. All loans are subject to credit approval.