Life & HomeALL TOPICS

NBSB Helps you make coupons work for you!

Coupons can be an incredible thing. Often, they are overlooked or disregarded due to the myth that they are a hassle or hard to use. Follow the simple tips in this guide to start making those coupons work for you and save money on items you may already buy!  Plan your trip to the store beforehand. Try making your shopping list […]

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North Brookfield Savings Bank Celebrates American Housing Month with Practical Advice for ‘Aging in Place’

Most older Americans want to remain in their homes as they grow older, also known as aging in place. North Brookfield Savings Bank is offering the following tips for those considering this option: Take a hard look at your finances. Arrange a meeting with a trusted family member or friend and a banker. It is critical to understand your financial […]

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NBSB Offers Tips to Boost your Credit Score & Save for a Down Payment!

In recognition of June as American Housing Month, North Brookfield Savings Bank is reminding customers of the importance of their credit score when looking for a home. “Whether you’re renting or buying, your credit score is significant,” said SVP / Director of Mortgage Lending and Business Development, Frank Amato. “It is important for you to responsibly manage your debt levels […]

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Housing 101: Terms to Know Before Buying or Renting

Whether you are preparing to rent or buy, North Brookfield Savings Bank encourages you to be familiar with the following housing terms:   Before Buying: APR: Short for annual percentage rate, APR is how much your loan will cost over the course of a year. This figure is always higher than the interest rate because it considers the interest charged […]

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NBSB Gives 9 tips to lower your phone bill!

  Outrageous phone bills. We all know it happens but were just not sure how it happens. What starts as a deal or promotion can wrap you into a larger commitment.   First: review your bills. Whether you receive this in the mail or electronically, it is likely to have a breakdown of you bill. Here are some tips to […]

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To Buy or Not to Buy: 5 Questions to Consider Before Purchasing Your First Home

In recognition of American Housing Month, North Brookfield Savings Bank is highlighting five questions first-time buyers should consider before purchasing a home. “Owning a home is a great investment,” said SVP / Director of Mortgage Lending and Business Development, Frank Amato. “But before jumping into the market it is extremely important for consumers to consider the costs involved and budget accordingly to ensure they’re able to meet all of […]

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NBSB Celebrates Older Americans Month – Week 3: Avoiding Scams & Identity Theft

It is a sad reality and inconvenient truth, but there are scammers out there who want your money and they know just how to trick you into handing it over. Fraudsters and Scammers are not just a nuisance, they are criminals, and they hope to prey on your weaknesses to get what they want, your funds or financial information. In […]

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NBSB Celebrates Older Americans Month – Week 2: Choosing an Executor

Executors, Estates, and Your responsibilities Considering an Executor of your Estate is both an important and sensitive step in protecting yourself and your assets. What is an estate? What happens to my assets after I am gone? – All the money and property owned by a particular person, especially at death. Basically, everything you own or have in your possession […]

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Tax Filing and IRA Contribution Extended until May 17

  In response to the COVID-19 pandemic, the Federal Income Tax deadline and the Massachusetts State Individual Income Tax deadline have been extended to allow certain taxpayers and businesses to file and pay their 2020 tax liability. The IRS is still accepting returns and processing refunds now. Furthermore, the deadline for 2020 IRA Contributions has been extended.   The new deadlines […]

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