Consumer Loan Rates

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Auto & Motorcycle | Motor Home | Boat | MassSave Heat | Unsecured Personal | Savings Secured

All Annual Percentage Rates (APR) listed below are accurate as of 6/29/2018.

 

Auto/Motorcycle Loan

Click to apply online.

Type
Model Year Term Annual Percentage
Rate (APR)
Monthly Payment
per $1,000 borrowed
New 2017 – 2018 48 Months 1.99%* $21.70
New 2017 – 2018 60 Months 2.24%* $17.64
New** 2018 72 Months 2.99%* $15.19
Used 2013 – 2017 48 Months 1.99%* $21.70
Used 2013 – 2017 60 Months 2.24%* $17.64
Used 2009 – 2012 36 Months 1.99%* $28.64
Used 2008 – Older 36 Months 9.99%* $32.26

*The above rates reflect a 1% discount for direct deposit and automatic payments from a North Brookfield Savings Bank Checking account.
Financing for New vehicles up to 100% of purchase price plus sales tax.

Financing for Used vehicles up to the lesser of 90% of purchase price plus sales tax or 90% of clean TRADE-IN value of NADA.
**New vehicle loans with a term of 72 months minimum loan amount is $15,000.00 and the loan to value may not exceed 90%.

 

 

 

Motor Home/Travel Trailer

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Type Model Year Term Annual Percentage
Rate (APR)
Monthly Payment
per $1,000 borrowed
New
2018 120 Months 7.00%* $11.62
Used
2017 – older 60 Months 8.00%* $20.29

*Rates can decrease by .50% if payments are automatically deducted from a NBSB Checking or Savings account.
Financing for new vehicles up to 90% of purchase price.
Financing for used vehicles up to the lesser of 80% of average retail of NADA or the purchase price.

 

Boat Loans

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Type Term Annual Percentage
Rate (APR)
Monthly Payment
per $1,000 borrowed
New
2018 60 Months 9.00%* $20.76
Used 2017 – older 48 Months 10.00%* $25.36

*Rates can decrease by .50% if payments are automatically deducted from a NBSB Checking or Savings account.
Financing for new vehicles up to 90% of purchase price. Financing for used vehicles up to the lesser of 80% of average retail of NADA or the purchase price.

 

The above loans must have full fire, theft and collision insurance coverage.
All rates are subject to change without notice. All loans are subject to credit approval.

 

Unsecured Personal Loans

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Type Term Annual Percentage
Rate (APR)
Monthly Payment
per $1,000 borrowed
Unsecured Personal Loan
Maximum Loan – $7,500
36 Months 14.00%* $34.17
Fuel Relief Loan
Maximum Loan – $3,000
12 Months 8.00%* $86.99
Spread out your payments by pre-purchasing fuel such as oil, propane, electric, pellets or firewood with a Fuel Relief Loan.

*Rates can decrease by .50% if payments are automatically deducted from a NBSB Checking or Savings account.

 

Savings Secured Loan

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Type Term Annual Percentage
Rate (APR)
Monthly Payment
per $1,000 borrowed
Savings Secured Loan
Maximum loan amount
up to 95% of the value
of the secured account
60 Months Variable Rate;
4% above rate
of secured account
Your monthly payment
will vary based on the
loan amount and term.
NEW
Credit Builder Loan
Savings Secured
60 Months Variable Rate;
4% above rate
of secured account
Your monthly payment
will vary based on the
loan amount and term.
NBSB’s Credit Builder Loan is designed to help you to build or rebuild your credit.1 Get fast approval with no credit report or income verification. You will also keep your savings, plus accrue interest on your balance.2 Loan amounts from $250 and $2,500.1
Click to learn more.

 

Mass Save® HEAT Loan

Click to apply online.

North Brookfield Savings Bank is offering 0% interest financing to assist with the installation of eligible energy efficient home improvements through the Mass Save® HEAT Loan Program.

Type Term Annual Percentage
Rate (APR)
Monthly Payment
per $1,000 borrowed
Mass Save HEAT Loan
for loans in excess of $2,000
Maximum term
84 months
0%* APR
Home Energy
Improvement Loan
Your monthly payment
will vary based on the
loan amount and term.
Mass Save HEAT Loan
for loans under $1,999.99
Maximum term
24 months

0%* APR
Home Energy
Improvement Loan

Your monthly payment
will vary based on the
loan amount and term.

*Rates are subject to change. Minimum loan amount of $500. Maximum loan amount of $25,000.00. Maximum term 84 months for loans in excess of $2,000. Maximum term 24 months for loans under $1999.99. Your monthly payment will vary based on the loan amount and term. Available for 1-4 family primary residences or second homes. All loan applications are subject to credit underwriting and approval. Other restrictions and conditions may apply. Bank may withdraw offer at any time. This product is offered in partnership with Mass Save®.