Consumer Loan Rates

Loan Calculators | Apply Now

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*Annual Percentage Rate (APR) effective 4/17/2014 and is based on a new auto loan up to a 60 month term. For qualified applicants the bank will finance up to 90% of the purchase price plus sales tax on new vehicles. Advertised rate of 2.75% Annual Percentage Rate reflects .50% discount and is only valid if payments are automatically deducted from a North Brookfield Savings Bank checking or statement savings account. Monthly payments of $17.86 per $1,000.00 borrowed. Rate is subject to change. Vehicles must have fire, theft and collision insurance coverage. Other restrictions and conditions may apply. Bank may withdraw offer at any time. All loan applications are subject to credit approval.
 

Unsecured Personal Loans
Effective Date: 07/02/2014

Type Term Annual Percentage
Rate (APR)
Monthly Payment
per $1,000 borrowed
Unsecured Personal Loan
Maximum Loan – $7,500
36 Months 14.00%* $34.17
Fuel Relief Loan
Maximum Loan – $3,000
12 Months 8.00%* $86.99
Spread out your payments by pre-purchasing fuel such as oil,
propane, electric, pellets or firewood with a Fuel Relief Loan.

*Rate can decrease by .50% if payments are automatically deducted from a North Brookfield Savings Bank Checking or Savings account.

 

Secured Savings Loan
Effective Date: 07/02/2014
 
       
Type Term Annual Percentage
Rate (APR)
Monthly Payment
per $1,000 borrowed
Secured Savings Loan 60 Months Variable Rate; 3% above
rate of secured account
up to 95% of the value
of the secured account

*Rate can decrease by .50% if payments are automatically deducted from a North Brookfield Savings Bank Checking or Savings account.


Auto/Motorcycle Loan

Effective Date: 07/02/2014

Type
(model year)
Term Annual Percentage
Rate (APR)
Monthly Payment
per $1,000 borrowed
Auto New (2013-2014) 60 Months 3.25%* – up to 90%
of purchase price
$18.08
Auto New (2013-2014) 60 Months 4.00%* – up to 100%
of purchase price
$18.42
Auto Used (2010-2013) 60 Months 5.00%* $18.87
Auto Used (2007-2009) 48 Months 6.00%* $23.49
Auto (2006 & Older)
Secured Personal
36 Months 10.99%* $32.74
       
  • Financing for new vehicles up to 100% of purchase price plus sales tax.
  • Financing for used vehicles up to the lesser of 80% of clean retail value of NADA or the purchase price plus sales tax.

*Rates can decrease by .50% if payments are automatically deducted from a North Brookfield Savings Bank Checking or Savings account.

 

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Motor Home/Travel Trailer
Effective Date: 07/02/2014

Type Term Annual Percentage
Rate (APR)
Monthly Payment
per $1,000 borrowed
New 2013-2014 120 Months 7.00%* $11.62
Used 2012 or older 60 Months 8.00%* $20.29
       
  • Financing for new vehicles up to 90% of purchase price.
  • Financing for used vehicles up to the lesser of 80% of average retail of NADA or the purchase price.

*Rates can decrease by .50% if payments are automatically deducted from a North Brookfield Savings Bank Checking or Savings account.


Boat Loans

Effective Date: 07/02/2014

Type Term Annual Percentage
Rate (APR)
Monthly Payment
per $1,000 borrowed
New 2013-2014 60 Months 7.00%* $19.81
Used 2012 or older 48 Months 8.00%* $24.42
       
  • Financing for new vehicles up to 90% of purchase price.
  • Financing for used vehicles up to the lesser of 80% of average retail of NADA or the purchase price.

*Rates can decrease by .50% if payments are automatically deducted from a North Brookfield Savings Bank Checking or Savings account.

The above loans must have full fire, theft and collision insurance coverage.

 All rates are subject to change without notice. All loans are subject to credit approval.


Please read this important information about our service area: If you reside outside of the State of Massachusetts, please contact us so that we can evaluate whether we can adequately service your lending or deposit product needs.