Checking Accounts

FREE Checking | 18/65 FREE Checking | Now Account | Teen Checking | FREE Business Checking

All rates listed below are variable. Annual Percentage Yield (APY) accurate as of 8/1/2018.

Free Checking Plus
Non-Interest Bearing

Click to apply online.

  • Minimum to open: $50
  • FREE unlimited checking
  • FREE first order of basic style checks
  • FREE ATM transactions at SUM® & MoneyPass® ATMs
  • FREE ATM / Debit Card
  • FREE Online Banking & Bill Pay
  • FREE Mobile Banking with Deposit on the Go
  • FREE 24 hour telephone banking at 800-433-3781
  • FREE night depository
  • Direct Deposit / Automatic Withdrawal
  • NO monthly service charges

18/65 Free Checking Plus
Non-Interest Bearing

This account is for those under the age of 18 and over the age of 65 and it offers:

  • All of the benefits of our FREE Checking Plus account plus…
  • FREE basic styles checks for life

Free Business Checking
Non-Interest Bearing
Learn more.

NOW Account
Interest Paid Monthly

Click to apply online.

Balance Annual Percentage
Yield (APY)
Interest Rate
Of $1,000+ 0.10% 0.099%
Less Than $1,000 0.10% 0.099%

A $500.00 minimum daily balance or direct deposit is required to waive monthly fee of $5.00. Rate subject to change after account is opened. Fees may reduce the earnings on these accounts. A minimum balance of $25.00 is required in any deposit account to earn the Annual Percentage Yield.


Teen Checking
Non-interest bearing account available to teens ages 15-18.
Learn more.


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