1. Closing costs paid by NBSB. An appraisal fee of $275 is required to be paid by borrower during application processing. Appraisal fee will be refunded at closing. If loan does not close, borrower is responsible for all costs incurred by the bank. A recording fee of $105 to discharge prior mortgage is required.
2. Interest rates and annual percentage rates (APRs) accurate as of 2/24/2020 and are subject to change without notice. Maximum loan amount $200,000 and must not exceed 80% of the property value. Valid for refinance of an owner-occupied 1-4 family principal residence located in MA. 15 year term with 3.250% interest rate is repayable in 180 monthly payments of $7.03 per $1,000 borrowed. Payment amounts do not include taxes or insurance premiums. Actual payment obligations may be greater. Homeowners insurance and flood insurance (if applicable) are required. All loan applications are subject to credit underwriting and property approval. Automatic payments from NBSB checking account required. Other conditions may also apply. Offer may be withdrawn at any time. NBSB’s NMLS unique identifier is 641656.
Each depositor is insured by the FDIC to at least $250,000. All deposits above the FDIC insurance amount are insured by the Depositors Insurance Fund (DIF).