MA Home Buyers Financial Resource Center | NBSB

Welcome to our Home Buyers Resource Center

This is where you can access helpful and important information to help you have a successful and pleasant home buying journey. Whether you are ready to buy, or just thinking about it, you can find great home buying tips to help you to reach your goal.

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With a home buying market nestled between Springfield and Worcester, you could find a home where the price is 20% less1 than neighboring communities. Plus, take advantage of our 3% low down payment option2.

The Mortgage Center Team

Our Mortgage Center Team consists of friendly lending experts who have the experience and knowledge to answer your questions and help you to feel confident in your decisions.

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Homeownership Assistance Programs

The Equity Builder and Housing Our Workforce programs are underway, and we are accepting applications. This is a limited time program and awards are on a first come first-serve basis, so call one of our helpful lenders today or visit any branch!

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Mortgage Products

Whether you are a first time home buyer, looking to upgrade, want to build from scratch, or want to refinance your existing home, we have the mortgage products that will fit your need.

Mortgage Products

Mortgage Rates

We offer competitive mortgage rates to fit your financial situation. Take a look at the products, rates and terms that could make your home buying, building or refinancing dreams a reality.

Mortgage Rates

Calculators and Tools

These online calculators serve as helpful tools before, during and after the mortgage process.

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How to Save for a Down Payment

Knowing how much you need to save for a house down payment is always the best place to start. By reading about and utilizing some of these helpful tips you can start growing your savings faster and become a homeowner sooner.

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Closing Costs 101

This all inclusive article will help you to learn about what exactly closing costs are, what closing fees to expect, and how much you should be saving so you are ready and prepared when it’s time to close on your dream home.

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Researching The Neighborhood

It’s important to make sure that the neighborhood you will be moving to is a right fit for you. Good schools, local attractions and commute times are just some of the things to consider. Learn the different ways you can do your research.

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Improving Your Credit Score

A credit score can be your best friend, or an awful reminder of what could have been. However, just because your credit score might not be optimal now doesn’t mean you can’t take steps to make improvements for the future.

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We are always here to help.

Our friendly and experienced mortgage lenders are happy to help you along your home buying journey.

1. Source: The Warren Group

1. Minimum down payment of at least 3% of the property value required. Property value is equal to the lesser of the Purchase Price or Appraised Value. Private Mortgage Insurance is required on loan-to-value ratios in excess of 80%. Only valid on single family owner-occupied principal residence, including single unit condominiums, to qualified borrowers.