Certificates of Deposit

North Brookfield Savings Bank CDs Offer High Yields And Flexible Terms

Our Certificates of Deposit offer guaranteed yields, flexibility, and the safety of FDIC & DIF insurance.

That’s because you lock in a high yield that’s guaranteed from the day you open the account until the day it matures. You know exactly what return you’ll get and when you’ll get it.

Your entire account balance is insured by the Federal Deposit Insurance Corporation (FDIC) and the Depositors Insurance Fund (DIF).

We offer Certificates of Deposit in a broad range of maturities, each designed with a particular goal in mind. And, for as little as $500, you can open your own CD.

Term Deposit Certificates/Individual Retirement Accounts

  • $500 minimum required to establish a certificate of deposit account
  • $500 minimum required to establish an individual retirement account
  • All Certificates of Deposit products have a penalty for early withdrawal.

Annual Percentage Yield (APY) accurate as of 10/29/2014

Length of Term Annual Percentage Yield (APY)
Interest Rate
3 Month 0.25% 0.250%
6 Month 0.35% 0.350%
9 Month 0.35% 0.349%
12 Month 0.60% 0.598%
18 Month 0.65% 0.647%
22 Month SPECIAL 1.00% 0.995%
24 Month 0.85% 0.846%
30 Month SPECIAL* 1.35% 1.340%
36 Month 1.00% 0.995%
42 Month SPECIAL 1.15% 1.143%
48 Month 1.00% 0.995%
60 Month 1.05% 1.044%

A minimum balance of $25.00 is required in any deposit account to earn the Annual Percentage Yield.

*1.35% APY (Annual Percentage Yield) accurate as of 10/27/2014. $500 minimum required to open certificate of deposit account and $25 minimum to earn disclosed APY. Maximum balance is $250,000. Term of CD is 30 months. All CD products have a penalty for early withdrawal. Your interest rate and annual percentage yield will remain in effect until the first maturity date. CD automatically renews at maturity into the current 12 month CD rate and term. The annual percentage yield disclosed herein, assumes that principal and interest remains on deposit. Any withdrawal of funds will reduce earnings. Fees on IRA accounts could also reduce earnings. Limit of one account per tax owner. This is a limited time offer and may be withdrawn without notice.


Please read this important information about our service area. If you reside outside of the State of Massachusetts, please contact us so that we can evaluate whether we can adequately service your lending or deposit product needs.