Certificates of Deposit

North Brookfield Savings Bank offers Certificates of Deposit accounts in a broad range of maturities, each designed with a particular goal in mind. For as little as $500, you can open your own CD and lock in a high yield that’s guaranteed from the day you open the account until the day it matures. Your entire account balance is insured by the Federal Deposit Insurance Corporation (FDIC) and the Depositors Insurance Fund (DIF).

 

Certificates of Deposit/Individual Retirement Accounts

Click to Apply Online.

  • $500 minimum required to establish a certificate of deposit account
  • $500 minimum required to establish an individual retirement account
  • All Certificates of Deposit products have a penalty for early withdrawal.

Annual Percentage Yield (APY) accurate as of 9/9/2016

  Length of Term Annual
Percentage
Yield (APY)
Interest
Rate
  3 Month (Certificate of Deposit Only) 0.25% 0.250%
  6 Month (Certificate of Deposit Only) 0.35% 0.350%
  9 Month (Certificate of Deposit Only) 0.35% 0.349%
  12 Month 0.60% 0.598%
  15 Month SPECIAL 1.00%* 0.995%
  18 Month 0.65% 0.647%
  24 Month 0.85% 0.846%
  25 Month SPECIAL 1.25%** 1.242%
  36 Month 1.00% 0.995%
  48 Month 1.00% 0.995%
  60 Month 1.05% 1.044%
       

A minimum balance of $25.00 is required in any deposit account to earn the Annual Percentage Yield. Any withdrawal of funds will reduce earnings. Fees on IRA accounts could also reduce earnings.

* APY (Annual Percentage Yield) accurate as of 8/22/2016. $500 minimum required to open certificate of deposit account and $25 minimum to earn disclosed APY. Term of CD is 25 months. All CD products have a penalty for early withdrawal. Your interest rate and annual percentage yield will remain in effect until the first maturity date. CD automatically renews at maturity into the current 12 month CD rate and term. The annual percentage yield disclosed herein, assumes that principal and interest remains on deposit. Any withdrawal of funds will reduce earnings. Fees on IRA accounts could also reduce earnings. This is a limited time offer and may be withdrawn without notice.
** APY (Annual Percentage Yield) accurate as of 8/22/2016. $500 minimum required to open certificate of deposit account and $25 minimum to earn disclosed APY. Term of CD is 15 months. All CD products have a penalty for early withdrawal. Your interest rate and annual percentage yield will remain in effect until the first maturity date. CD automatically renews at maturity into the current 12 month CD rate and term. The annual percentage yield disclosed herein, assumes that principal and interest remains on deposit. Any withdrawal of funds will reduce earnings. Fees on IRA accounts could also reduce earnings. This is a limited time offer and may be withdrawn without notice.